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affordability-calculator

Affordable Payments

Monthly Payment $
Down Payment $
Trade-In Value $
Sales Tax %
Interest Rate %
Term (Months)
Vehicle Price $
Total Cost $

Notes regarding use of payment calculators.

For a detailed quote, contact Miller & Sons Funeral Car Sales.
These payment calculators are provided for your convenience; its results are only an estimate. Acquisition fees, destination charges, tags, title, and other fees and incentives are not included.

Payment Calculators

Lease Terms

Annual Percentage Rate (APR)
A simple loan rate, such as 6.5%, familiar to anyone who has taken out a loan or mortgaged a home. It represents the percentage of the loan amount that you will pay annually for the privilege of borrowing the money.

Lease: Lease Price
The total cost of leasing the vehicle, excluding the down payment (monthly charges multiplied by the term).

Lease: Residual Value
The projected market value of a vehicle at the end of the lease, used to determine the cost of the lease at the time of negotiation. Please check with your Miller Coach and Limousine sales representative for an estimated residual value for the vehicle that holds your interest.

Loan: Amount Financed
The loan amount, the amount you are borrowing from the lender (vehicle price plus sales tax minus down payment and trade-in value).

Loan and Lease: Down Payment
A lump payment, typically in cash, that reduces the amount required to finance the purchase or lease of a vehicle. In leasing, a down payment is also referred to as a "capitalized cost reduction," where the capitalized cost is akin to the vehicle price in a loan scenario.

Loan and Lease: Total Cost to own
Compares the total spent to own the vehicle, including down payment and trade-in value; in leasing, this total also includes the residual value of the vehicle. Acquisition fees, destination charges, tag, title, and other fees and incentives are not included in this calculation, which is an estimate only.

Loan and Lease: Total Spent
The sum of costs (total monthly payments plus down payment and trade-in value). Remember, the consumer who financed now owns the car; the lessee does not. Acquisition fees, destination charges, tag, title, and other fees and incentives are not included in this calculation, which is an estimate only.